NewSee your tightest day before it happens

Know what’s safe to spend. Every single day.

Add your bills and paydays once. My Safe-To-Spend holds back what’s coming and shows your household one clear number per account.

Start free — 30 days on usSee how it works

Plans from $5.99/month · Cancel anytime · No bank login needed

Shared with
Your household
No bank login requiredOne number per accountBuilt for householdsChecking, savings, HSA and credit cards90-day forecastExport anytime30 days free
Done for you

Stop juggling bills in your head.

Add what’s coming in and going out, and we hold back exactly enough. You get one number instead of a running tally of due dates.

Every upcoming bill is held back automatically — no mental math.
A paycheck that lands first covers the bill, so nothing’s set aside twice.
When either of you taps Paid, you both see it instantly.
Rent is the 1st… or did it auto-pay already?
Paycheck is Friday, unless it’s next Friday.
Car insurance — quarterly? Was that last month?
Did Alex pay the electric?
So… can we do dinner out tonight?
How it works

Track in just a few taps.

1

Tell it what’s coming

Add paychecks and bills once — weekly, every two weeks, monthly, quarterly or yearly. Income that lands before a bill covers it automatically.

Safe to spend
$612.40
Paycheck+$1,600.00
Rent$850.00
Car insurance$142.00
Water bill$96.00
2

Tap Paid when it’s paid

Paid the rent? One tap, adjust the amount if it changed, done. Your number stays accurate without a spreadsheet.

Rent
$850.00 · Due today
Confirm paidCancel
3

Share one number

Invite your partner and you both see the same accounts, the same bills and the same Safe-To-Spend. No more “did you pay the electric?”

JMAR
Both see $612.40
PremiumPlan ahead

See the tight spots weeks before they arrive.

Today’s number tells you what’s safe right now. Premium plays every bill and paycheck forward, so you can plan around the hard weeks instead of discovering them.

Compare plans
Checking · next 90 days
Tightest day: Nov 14, $212.00 projected
Rent and the car payment land before your next paycheck.
Oct 17Low point · Nov 14 · $212Jan 14
★★★★★
I stopped lying awake wondering if we had enough for rent. Now I just check the number.
Early access user · Household of two

Pick the plan that fits your household.

Every plan starts with 30 days free. Switch plans anytime, and your data is always yours to export.

Basic

Everything you need to know what’s safe to spend.
$5.99/month
Billed monthly · after your free trial
Start 30 days free
Includes
  • Up to 5 accounts
  • Safe-To-Spend for every account
  • Bills, paydays and transfers
  • Share with your household
  • Email reminders

Plus

Most popular
For households with more accounts to keep straight.
$9.99/month
Billed monthly · after your free trial
Start 30 days free
Everything in Basic, plus
  • Unlimited accounts
  • Track every card, savings goal and HSA side by side

Premium

See ahead and plan around the hard weeks.
$18.99/month
Billed monthly · after your free trial
Start 30 days free
Everything in Plus, plus
  • 90-day tightest-day forecast
  • What-if purchases
  • Best-day finder for new bills
  • Monthly PDF report, Excel workbook and accountant summary
Every plan includes30 days freeUnlimited bills and paydaysHousehold sharingCSV export of all your dataNo bank login needed

A card is needed to start your trial. You won’t be charged until day 30, and you can switch or cancel anytime in Settings.

Ready to stop guessing?

Your first 30 days are free on any plan.

Create your account